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Process Credit Cards Instantly

Credit card debt is on the rise around the world because more people now carry credit cards instead of cash. Carrying large sums of cash is risky because if someone steals your wallet, you will never see that money again. If someone steals your wallet with credit cards inside, you just contact the providers and have the cards cancelled. Using credit cards also lets individuals pay for larger purchases, even if they do not have the money on hand. When you process credit cards yourself, you give your customers more ways to pay, which often means that you make more money.

Process credit cards instantly with merchant services. When you create a merchant account, you get a small electronic device that works like a card swiper at a larger store. You simply slide the customer’s credit card through the machine, enter the last four digits of the code, and the machine instantly processes the transaction. The machine prints out a receipt for the customer to sign and creates a second receipt for the customer to take home. If you need to know how to save money, lease the machine instead of buying the machine.

Leasing has a number of benefits over outright buying the credit card processor. When you lease the product, you pay a monthly fee to use the machine, instead of paying one large sum to buy the device. If you decide to upgrade in the future, you can simply switch to a different machine. Many leasing companies let you upgrade for a small fee and some companies offer no fee for changing the machine. Many of the machines come equipped with wireless internet service, which means that as long as the machine can find a signal, it processes the transaction within seconds.

In addition to accepting credit cards, the machines also process debit card transactions and work with pre-paid credit and debit cards. The company that processes the transactions keeps a running total on your sales and deposits that into your bank account. In some cases, the money appears in your bank account within 24 hours after the transaction. In other cases, the company holds the money for 30 days or one full month. The company removes any fees from the total amount and either cuts you a check, or deposits the money into your account. The company charges a small fee on all transactions for providing you with the service.

Kimberly Dudley

AcQyro – The Customer AcQuisition Platform

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